Week 06/2025 – Central Vietnam Real Estate News Summary

1. Proposal On 6-7% Interest For First Time Home Buyers.

1. The Ho Chi Minh City Real Estate Association (HoREA) has just sent a document to the Prime Minister and the Ministry of Construction, proposing a number of solutions to boost the real estate market.

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   HoREA recommends that the State Bank develop a credit incentive mechanism for young people (18-45 years old) to buy low-cost commercial houses for the first time. Accordingly, the preferential interest rate is from 6-7% per year, the loan is secured by the purchased property and the preferential interest rate period lasts from 10-15 years.

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   HoREA emphasized that this interest rate support policy can create a boost for the market, encourage businesses to restructure existing real estate projects, focusing on investing in the affordable commercial housing segment. At the same time, this contributes to restructuring the market in a safe, healthy and sustainable direction.

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   HoREA also believes that if a preferential interest rate of 6-7% per year is applied to home buyers, it will encourage businesses to restructure existing real estate projects, shift investment to the affordable commercial housing segment and, together with the “Program to develop at least 1 million social housing apartments in the 2021-2030 period”, will restructure the real estate market in a safe, healthy and sustainable manner.

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   Without change, there will be a generation that will never be able to own a home, and even renting a home will become difficult. This leads to young people being “afraid to get married and lazy to have children”. Vietnam needs to have policies to support housing for workers and address the gap between housing prices and people’s incomes.

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Source: cafebiz.vn

2. HCMC Apartment Prices Reach An Average Of 91 Million VND Per m².

The surge in apartment prices in Ho Chi Minh City, with the average price reaching 91 million VND per m² in Q4 2024, highlights a strong focus on the high-end and luxury segments, as 80% of new units are priced above 75 million VND per m². This trend is mirrored in Da Nang, where high-end projects are also gaining attention. With Ho Chi Minh City’s real estate prices rising sharply, Da Nang offers more affordable options, particularly in the luxury beachfront segment, presenting an opportunity for investors seeking capital migration. As property prices in Ho Chi Minh City continue to climb, rental rates could also increase, making Da Nang’s serviced apartments and hospitality real estate more appealing. This suggests Da Nang’s market has room for growth, especially in the high-end sector, with potential for price appreciation in the near future.

Source: vnexpress.net

3. Experts Predict Surprises About Real Estate Prices in 2025.

The 2025 real estate market presents both opportunities and challenges, as discussed in a forum by Vietnam’s Ministry of Construction. Key opportunities include new real estate laws easing investment, streamlined government procedures, and increased decentralization of project approvals. Supply is expected to grow, with Hanoi and Ho Chi Minh City seeing significant new housing units. Demand is also rising due to economic growth. Prices will stabilize but not drop sharply. Transactions are predicted to increase. However, uncertainties remain, with two possible scenarios: a thriving market with effective reforms or stagnation due to bureaucratic inefficiencies slowing investment procedures.

Source: cafef.vn

4. Da Nang Real Estate Market Sees Positive Developments At The Start Of The New Year.

At the beginning of 2025, the Da Nang real estate market continues to show positive liquidity trends, particularly in the secondary apartment and land plot segments. Transactions are primarily concentrated in projects with completed infrastructure, legal clarity, and good regional connectivity.

Experts from DKRA Consulting predict that economic recovery, improved legal frameworks, and lower mortgage interest rates will contribute to the market’s revival. By late 2024, supply and demand in Da Nang and surrounding areas showed signs of recovery, with Da Nang and Quang Nam leading in new supply and transactions, while Thua Thien Hue continued to experience project shortages.

Despite lingering legal obstacles, buyer confidence is gradually improving, driven by strong infrastructure and tourism development. Avison Young noted that 2024 presented challenges but also opportunities, particularly in the high-end apartment segment, where prices increased steadily. Developers have adapted with financial restructuring and revised sales strategies.

Several large-scale projects, totaling over VND 150 trillion, are set to begin in 2025, including the Lang Van international resort, the Asia Park complex, and tech infrastructure projects by FPT and Viettel. Additionally, Da Nang is working to establish itself as a regional financial center, with ongoing legislative preparations and strategic investment initiatives.

The city is also expediting the development of Lien Chieu Port, expected to be completed by late 2025, aiming to become a modern, green international transit hub. Meanwhile, Da Nang has successfully introduced special policies to attract investors.

On February 9, 2025, Prime Minister Pham Minh Chinh met with the city’s leadership to address key proposals and challenges, reinforcing the government’s commitment to supporting Da Nang’s economic acceleration and innovation in the coming year.

Source: stockbiz.vn

5. Good News For Home Buyers: After Tet, Apartment Listing Prices In Hanoi And Ho Chi Minh City Show Signs Of Stabilization.

After Tet, apartment prices in Hanoi and Ho Chi Minh City have shown signs of stabilizing, with slight decreases in listing prices. In early February 2025, the average price in Hanoi was 62 million VND/m² and 57 million VND/m² in Ho Chi Minh City, down from January. However, experts caution that this fluctuation is short-term, and more time is needed to confirm a lasting trend. While market activity is increasing, both homebuyers and investors remain cautious, waiting for better opportunities and financial stability before making purchasing decisions.

In Da Nang, apartment prices may remain stable or see slight adjustments as the market follows national trends. Buyer sentiment is still cautious, leading to slower transactions despite increased interest. The long-term impact will depend on economic conditions and investor confidence in the city’s real estate potential.

Source: cafebiz.vn

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